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128 River Street

Elk Rapids Twp, MI 49629
  • $1,305,000
  • STATUS: Active
  • ON SITE: 141 Days
  • ID#: 78080066960
UPDATED: 30 min ago
$1,305,000
  • 2
    BEDS
  • 0.07
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 3,595
    SQFT
  • $363
    $/SQFT
Type:
Single-Family Home
Built:
1948
County:
Lot Size Dimensions:
130x25

School Ratings & Info

School District:

Description

Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owners residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the propertys character. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.

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IDX provided courtesy of Realcomp II Ltd. via Real Estate One - Northville and Realcomp II Ltd.. © 2026 Realcomp II Ltd. Shareholders. Real estate listings held by brokerages other than Real Estate One - Northville are marked with the Realcomp-approved IDX logo and are provided through IDX through Realcomp II Ltd. IDX information is provided exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data last updated: 2026-09-04T15:02:51.927.
www.thehulyagroup.com/homes/175243932
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128 River Street Elk Rapids Twp, MI 49629

  • Price: $1,305,000
  • Status: Active
  • On Site: 141 Days
  • Updated: 30 min ago
  • ID#: 78080066960
2
Beds
2
Baths
1
½ Baths
0.07
Acres
3,595
SQFT
$363
$/SQFT
1948
Built
Neighborhood:
H H Nobles Add To Elk Rapids
County:
Antrim
Area:
Elk Rapids Twp
School District:
ELK RAPIDS
Property Description
Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owners residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the propertys character. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.
Exterior Features

Architecture Level 2 Story Architecture Style Other Buildings List Garage Construction Materials Vinyl Exterior Features Fenced Foundation Details Basement Foundation Materials BlockStone Garage Features Attached Garage Size 2 Car Garage YN Yes Lot Features Water View Lot Size Dimensions 130x25 Multifamily Parking Garage Porch Type DeckPatio Waterfront YN No

Interior Features

Basement Type Other Basement YN Yes Baths Total 2.10 Cooling Attic FanCeiling Fan(s)Central Air Fireplace YN Yes Heating Forced Air Heating Fuel Natural Gas Interior Features Jetted TubSecurity Alarm Kitchen Appliances DishwasherDisposalDryerMicrowaveRefrigeratorWasher Room Count 10 Rooms Bedroom (Upper Level) Bedroom (Upper Level) Dining Room (Upper Level) Bath - Full Bath - Full Bath - Lav Kitchen (Upper Level) Laundry Area/Room (Upper Level) Library (Study) Living Room (Upper Level) Sq Ft Combined 3595 Sq Ft Lower Floor 0 Sq Ft Total Basement 969 Water Heater Fuel ElectricNatural Gas

Property Features

Down Payment Resource YN No Land Contract YN No Listing Financing CashTrade/Exchange Ownership Status Private Owned Possession Negotiable Postal City Elk Rapids Settlement Township Sewer Shared Septic (Common) Short Sale No Tax Amount Summer 3010.5100 Tax Amount Winter 866.2300 Title Standard (Private) Total Tax 3876.7400 Transaction Type Sale Unparsed Address 128 River Street Water Source Public (Municipal)

Realcomp IDX logo IDX provided courtesy of Realcomp II Ltd., via Century 21 Northland: (231) 929-7900 and Aspire North REALTORS, ©2026 Realcomp II Ltd. Shareholders.


IDX provided courtesy of Realcomp II Ltd. via Real Estate One - Northville and Realcomp II Ltd.. © 2026 Realcomp II Ltd. Shareholders. Real estate listings held by brokerages other than Real Estate One - Northville are marked with the Realcomp-approved IDX logo and are provided through IDX through Realcomp II Ltd. IDX information is provided exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data last updated: 2026-09-04T15:02:51.927.
 
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